Micro
Saving/Deposit Products
1.Recurring Deposit (3 years):
Rate of interest :9% Per Year, Minimum amount:Rs.50 Per Month, Lock-in period:
3 years, Full/Partial withdrawal allowed: No., Loan against RD: Yes, 80% after
1.5 years.
2. Recurring Deposit ( 5 Years)
Rate of interest :9.75%, Minimum amount:Rs.50 Per Month, Lock-in period:5
years, Full/Partial withdrawal allowed: No., Loan against RD: yes. 80% after
1.5 years.
3. Flexi Recurring Deposit
(3 years) Rate of interest :6%, Minimum amount:Rs.50 Per Month, Lock-in period:
After 6 months, Partial (50%)withdrawal allowed: yes, after 6 months at the
rate of 2.5% Pre Maturity Interest . Loan against RD: yes, 80% after 6 months.
4.Flexi Recurring Deposit
( 5 Years): Rate of interest :6.75%, Minimum Amount: Rs.50 Per Month, Lock-in
period: 1.5 years, Partial (50%)withdrawal allowed: yes-after 1.5 years at the
rate of .3.25% Pre Maturity Interest, Loan against RD: yes, 80% after 1.5
years.
5. Fixed Deposit (3 years): Rate of
interest:10.25% Minimum amount:1000. Lock-in period: 3 years, Partial
(50%)withdrawal allowed: No, 80% Loan against FD: yes.
6.Fixed Deposit (5 years) Rate of
interest:10.75%, Minimum amount:1000, Lock-in period: 5 years, Partial
(50%)withdrawal allowed: No, Loan against FD: yes, 80% after 3 year.
7.Flexi Fixed Deposit (3 years):
Rate of interest: 7.25%, Minimum Amount:1000, Lock-in period: 1.5 years,
Partial (50%) withdrawal allowed: yes, after 1.5 years at the rate of 3.5% Pre
Maturity Interest, Loan against RD: yes, 80% after 1.5 years.
8. Flexi Fixed Deposit (5 years) Rate
of interest:7.75, Minimum amount:1000, Lock-in period:1.5 years, Partial
(50%)withdrawal allowed: yes, after 1.5 years at the rate of 3.25% p.a. Pre
Maturity Interest, Loan against RD: yes, 80% after 1.5 years.
9. Monthly income scheme
(MIS)3 years: Rate of
interest:9%,Minimum amount:50,000, Lock-in period: 3 years. Partial
(50%)withdrawal allowed: No, Loan against MIS: No.
10.Monthly income scheme
(MIS)5 years : Rate of interest:9.75, Minimum amount:50,000, Lock-in period: 5
years. Partial (50%)withdrawal allowed: No, Loan against MIS: No.
11. Daily Deposit Scheme(6 Months): Rate
of interest :5.75% Per Annum, Minimum amount:Rs.10 Daily, Lock-in period: 6
Months, Partial withdrawal 50% allowed: No, Loan against DDS: No.
12. Daily Deposit Scheme(1 Year): Rate
of interest :7.25% Per Annum, Minimum amount:Rs.10 Daily, Lock-in period: 6
Months, Partial withdrawal 50% allowed: Yes at the Pre Maturity Interest 2%
P.A., Loan against DDS: yes, 80% after 6 Months.
13. Daily Deposit Scheme(2 Years): Rate
of interest :7.75% Per Annum, Minimum amount:Rs.10 Daily, Lock-in period: 1
Year, Partial withdrawal 50% allowed: Yes at the Pre Maturity Interest 3% P.A.,
Loan against DDS: yes, 80% after 6 Months.
14. Daily Deposit Scheme(3 Year): Rate
of interest :8.25% Per Annum, Minimum amount:Rs.10 Daily, Lock-in period: 6
Months, Partial withdrawal 50% allowed: Yes at the Pre Maturity Interest 3.5%
P.A., Loan against DDS: yes, 80% after 6 Months.
15. Daily Deposit Scheme(5 Year): Rate
of interest :8.75% Per Annum, Minimum amount:Rs.10 Daily, Lock-in period: 6
Months, Partial withdrawal 50% allowed: Yes at the Pre Maturity Interest 3.75%
P.A., Loan against DDS: yes, 80% after 6 Months.
16. Saving Account : Rate of
interest@4% per Annum ,Individual /Minor/Joint Accounts
17. Current Account: For sole
proprietor /Partnership Firms /Company /NGO/Societies/Trust etc. Rate of
interest@ Nil .
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