Micro Loan/Credit Products

1. SHG's Loan:- Amount:3000/3,00,000. Tenure: 30/45/90/180/270/365 Days & up to 3 years. Rate of interest:2% up to 90days,1.80% up to 365 Days,1.60% up to 3 Years Per Month. Purpose: Livelihood Programs. Loan type: Term loan/working capital. Mode of Repayment: Weekly/Fortnightly/Monthly.

2. Street Venders Loan:- Amount:3000/50,000.Tenure: 30/45/90/180/270/365 Days & up to 3 years. Rate of interest: 2% up to 90days,1.80% up to 365 Days,1.60% up to 3 Years  per month. Purpose: Livelihood Programs. Mode of Repayment: Daily Collection by agent/Employee. Loan type: Working Capital.

3.Live Stock Loan:- Amount:5000/3,00,000. Tenure: 30/45/90/180/270/365 Days & up to 3 years. Rate of interest: 1.70% Per Month.Purpose: To Purchase Cow,Goat,Sheep, Buffallow,Horse,Chicken etc. Mode of Repayment: Weekly/Fortnightly/Monthly. Loan type: Term loan.

4. . Education Loan:- Amount:500/3,00,000. Tenure: Rate of interest:1.5% Per Month, Purpose: Uniform, Stationary, fee, Hostel Fee & funds payments. Mode of Repayment: Weekly/Fortnightly/Monthly. Loan type: Term loan.

5. Emergency Loan:- SHG's Loan Amount:1000/3,00,000. Tenure: 30/45/90/180/270/365 Days. Rate of interest:0.50% Per Month. Purpose: Medical expenses. Loan type: Term loan.

6.Agriculture Loan:-  Amount:1000/3,00,000 Tenure: 30/45/90/180/270/365 Days & up to 3 years. Rate of interest:1.70% Per Month. Purpose: To purchase agricultural tools,seeds etc. Loan type: Term loan/working capital.

7. Trading/Services Unit Business Loan:- Amount:50,000/1,50,000 Tenure: 30/45/90/180/270/365 Days & up to 3 years,  Rate of interest: 2% up to 90days,1.80% up to 365 Days,1.60% up to 3 Years, Purpose: To establish self employment units.Loan type: Term loan/working capital.

8. Over Draft Loan:- Tenure:1 Month/3Months. Rate of interest:2.5% Per Month. Purpose: To meet suddnly  requirements. Loan type: Cash Credit Limit against Fixed Deposit A/c or Recurring Deposit A/c.

9. . Social obligations Loan:- Amount: Tenure:30/45/90 Days. Rate of interest:3% Per Month Purpose: Marriages,Festivals,fairs,Birth day etc. Loan type: Term loan.

10. Special Loan:- for repayment of existing loan. Amount: Tenure: 30/45/90/180/270/365 Days & up to 3 years, Rate of interest:0.5% Per Month. Purpose: repayment of existing loan. Loan type: Term loan.

11. Loan Top Up:- Amount: Tenure: 30/45/90/180/270/365 Days & up to 3 years, Rate of interest:10.00% Purpose: To grow Employment/Self employment/Livelihood Programs. Loan type: Term loan/working capital.

12. Manufacturing Unit Business Loan:- Amount:1,50,000/3,00,000 Tenure: 30/45/90/180/270/365 Days & up to 3 year,  Rate of interest:. 3% up to 90days,2.5% up to 365,2% up to 2 years,1.5% up to 3 Years Per Month.  Purpose: Employment/self employment. Loan type: Term loan/working capital.